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Every boat is different, but many of the risks hold true across size and type of use: hull damage, machinery problems, fuel spill liability, and more.

While some homeowners insurance policies offer some boat coverage, many of them have size restrictions or damage limits that can leave you underinsured. At Lindow Insurance, we’ll work with you and make sure you’re completely covered where it matters most.

Types of coverage include:

Fuel Spill Liability
Coverage that helps pay for the expenses associated with a fuel spill

Personal Effects 
Coverage that helps protect your personal belongings on your boat

Wreckage Removal
Coverage that helps pay for the removal of wreckage after a boating accident

Bodily Injury
Coverage that pays for any injuries to the other boater sustained when you are responsible for a crash

Passenger Liability
Coverage that helps pay for the legal expenses of passengers in the boat should there be an accident 

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