An umbrella insurance policy offers additional coverage on top of your existing policies for things like your home, car, and even personal assets in the case of false arrest or slander.
Many home and auto policies don’t cover every possible situation, and an umbrella policy can help bridge this gap. At Lindow Insurance, we’ll talk through the costs and benefits to help you decide if an umbrella policy is right for you.
For over two decades, American Advantage Lindow Insurance and our like-minded agents have been providing Wisconsin with responsive service and competitive insurance products. Why? It's what we'd want for our own families -- and yours is no different.
Umbrella insurance provides additional liability coverage beyond the limits of your other insurance policies, like auto or home insurance.
It can protect your assets if you're sued for damages that exceed the liability limits of your other insurance policies.
Consider your assets, potential risks, and the level of peace of mind you desire when determining coverage.
Typically, personal umbrella policies don't cover business activities. Separate commercial umbrella insurance would be needed.
Most insurers require you to have underlying auto or homeowners insurance before offering an umbrella policy.