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Contractors insurance not only protects your business, but it’s often an employer requirement — contractors and independent tradesmen should all carry this commercial insurance.

The type of work you perform can affect the cost of your contractors insurance plan quite drastically. Lindow Insurance will find you the best possible policy by understanding your industry and daily work requirements.

Who needs it?

Contractors’s insurance is often a requirement for general contractors, subcontractors and independent contractors. It is an important component to keeping your business safe.

Contractors that work in the fields listed below often need insurance:

• electricians
• plumbers
• construction
• heating and cooling
• handyman
• installation
• landscaping
• carpenter

Types of coverage include:

General Liability Insurance
Coverage that helps pay for costs associated with damages or medical payments due to third party injuries

Property Insurance
Coverage that protects your property

Commercial Vehicle Coverage
Coverage that insures vehicles owned or leased by your business

Installation Floater Coverage
Coverage that protects property being installed

Equipment Coverage
Coverage that protects against loss and damage to machinery and equipment

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