Spring into April: What Homeowners and Business Owners Should Know

April in Wisconsin means warmer weather, blooming flowers—and a whole new set of seasonal challenges. With the snow (mostly) behind us and summer still a few months away, April is the ideal time to take stock of your property and your insurance coverage. Whether you own a home, run a business, or both, here are a few timely tips to keep in mind this month.

1. Review Your Insurance Policies Before Peak Storm Season

Spring storms can cause everything from roof damage to flooding. Now’s the time to review your policies:

Homeowners: Ensure your policy covers wind, hail, and water damage—especially if your roof or siding hasn’t been inspected in a while.
Business Owners: Check that your commercial property coverage includes business interruption protection and coverage for outdoor structures like signage or fencing.

2. Watch for Flooding and Water Damage

April showers may bring May flowers—but they can also bring unwanted water damage.

If you’re in a low-lying area or near rivers and lakes, it’s smart to:

Check that your sump pump is working and consider a backup power source
Clean out gutters and downspouts to prevent overflow
Ask your agent if flood insurance might make sense for your property

3. Get a Jump on Spring Maintenance

Preventative maintenance helps avoid claims and extends the life of your property. This time of year, we recommend:

Inspecting roofing, siding, and windows for winter wear
Sealing cracks in concrete or foundations
Trimming trees and landscaping to reduce storm risk and pest issues

Stay Protected This Spring with Lindow Insurance

At American Advantage Lindow Insurance, we’re here to help you stay prepared, whether you’re protecting a home, a business—or both. If you’d like to review your policy or get a custom quote, our team is just a call or click away.

Let’s make sure your spring starts off strong—with peace of mind you can count on. Need to discuss anything? Contact us today!

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