Contractors insurance not only helps protect your business, but it’s often an employer requirement — contractors and independent tradesmen should all carry this commercial insurance.
The type of work you perform can affect the cost of your contractors insurance plan quite drastically. By listening to your daily work requirements and staying up-to-date on your industry, we can help you find a policy that matches your needs.
Contractors’s insurance is often a requirement for general contractors, subcontractors and independent contractors. It is an important component to keeping your business safe.
Contractors that work in the fields listed below often need insurance:
For over two decades, American Advantage Lindow Insurance and our like-minded agents have been providing Wisconsin with responsive service and competitive insurance products. Why? It's what we'd want for our own families -- and yours is no different.
Contractor's insurance covers risks faced by contractors, such as property damage, injuries, equipment theft, and liability claims.
Some states or clients may require contractors to have specific coverages before starting a project.
Contractor's liability insurance covers accidents, injuries, and some work mistakes. In contrast, a surety bond assures the contractor will complete the job as agreed and can compensate the client if they don't.
Not automatically. Contractors should ensure that subcontractors have their own insurance or consider extending coverage to include them.
Contractors working on high-risk projects or using specialized equipment may need additional endorsements or coverages tailored to their specific needs.
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